Cookie Policy

This Cookie Policy explains how Financial Planner AI, LLC ("we," "us," or "our") uses cookies and similar technologies on our websites at https://www.finplan-ai.com, https://www.lifeinsuranceplanner-ai.com, and any other websites we operate (collectively, the "Services").

This Cookie Policy is part of and incorporated into our Privacy Policy. By using our Services, you agree to the use of cookies and similar technologies in accordance with this Cookie Policy and our Privacy Policy.

1. WHAT ARE COOKIES?

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and provide information to website owners.

Other similar technologies include:

• Web beacons (also called pixel tags or clear GIFs): Small graphics with unique identifiers that function similarly to cookies
• Local storage: Technology that stores data locally on your device
• Session storage: Temporary storage that is deleted when you close your browser

2. CATEGORIES OF COOKIES WE USE

We use the following categories of cookies on our Services:

3. HOW WE USE COOKIES

We use cookies for the following purposes:

• Website functionality: To enable core features and remember your preferences
• Analytics: To understand how users interact with our Services and improve user experience
• Security: To help authenticate users and prevent fraudulent use
• Performance: To monitor website performance and identify technical issues
• Marketing: To deliver relevant content and measure marketing effectiveness
• Analytics and Performance: We use Vercel Analytics to collect anonymous information about how visitors use our website, which helps us improve our services and user experience

4. THIRD-PARTY COOKIES

Some cookies are placed by third-party services that appear on our pages. We do not control these cookies, and they are governed by the respective third party privacy policies:

• Google Analytics: Used for website analytics (Privacy Policy)
• Facebook: Used for marketing analytics (Privacy Policy)
• LinkedIn: Used for marketing analytics (Privacy Policy)

5. YOUR COOKIE CHOICES

Cookie Consent

When you first visit our Services, you will see a cookie banner that allows you to:

• Accept all cookies
• Reject non-essential cookies
• Customize your cookie preferences

You can change your cookie preferences at any time by adjusting your browser settings as described below.

Browser Controls

Most web browsers allow you to control cookies through their settings:

• Chrome
• Firefox
• Safari
• Edge
• Internet Explorer

Opt-Out Tools

You can opt out of interest-based advertising from participating companies:

• Network Advertising Initiative
• Digital Advertising Alliance
• Google Analytics Opt-out Browser Add-on

Do Not Track

Some browsers offer a "Do Not Track" setting. Our Services do not currently respond to Do Not Track signals. For more information, visit www.allaboutdnt.com.

6. IMPACT OF DISABLING COOKIES

If you disable cookies, please be aware that:

• Some features of our Services may not function properly
• You may not be able to access certain areas of our Services
• Your user experience may be significantly impacted
• You may need to adjust settings each time you visit

7. COOKIES ON MOBILE DEVICES

When using our Services on mobile devices, similar technologies may be used:

• Mobile advertising IDs: Used for marketing analytics
• Mobile analytics: Used to understand mobile app usage
• Local storage: Used to store preferences

You can control these through your device settings:

• iOS: Settings > Privacy > Advertising
• Android: Settings > Google > Ads

8. CHANGES TO THIS COOKIE POLICY

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of any material changes by updating the "Effective" date at the top of this policy.